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Corona virus Coverage!

Currently the majority of carriers WILL cover you NOW without bloodwork or a physical. As long as you haven’t had contact with someone infected in the last 14 days. The carriers are trying to approve everyone they  possible  can while this outbreak is happening, so you have coverage in case you are infected after your policy is in effect.

However, if you don’t get coverage now and you do contract Covid-19, it could be up to 2 full years before you can get coverage again as they still don’t know the long-lasting effects.
So PLEASE  get coverage now while you still can. Appointments are now being done through the internet so there is no contact between your agent and yourself so we can all respect Social Distancing.

THE GALE GROUP
POWERED BY EQUIS FINANCIAL AND INTEGRITY MARKETING

"Everything we offer is a Tax-Free Investment vehicle"

Equis Financial is a nationwide network of insurance professionals. Our agents help people across the country find the life insurance and retirement solutions they need to protect their families and their futures. We have partnered with industry leading carriers to bring our agents a portfolio of products that they can be proud to offer their clients. Our agents follow-up with families that have requested assistance and work with them to create a solution that best fits their needs and budget.

So much has changed. Isn’t it time you reviewed your financial picture?

Has it been a while since you revisited your family’s needs for life insurance and plans for retirement? As your responsibilities for today and your expectations for tomorrow shift, the money decisions you make and the financial vehicles you count on should keep up with the flow of your life.

 Let’s take a fresh look together.

Our Services

MILLION DOLLAR BABY

Start building financial stability and more for your baby now!

COLLEGE SAVINGS

A little saved now could help provide the big education your child needs.

LIVING BENEFITS

Shield yourself from the financial burden that a critical illness can bring. Included with most policies.

LIFE INSURANCE

A custom life insurance plan can provide the protection you need, without breaking the bank.

MORTGAGE PROTECTION

Ensure that no matter what life may throw your way, your family will always have a roof over their head.

RETIREMENT PLANNING

The smartest strategy to create the retirement you want is to start now. Final expense coverage also available.

ARE YOU FINANCIALLY READY?

Many Americans are not prepared for financial curveballs that can strike without warning. Our services help position your family to tackle life’s little surprises so you don’t become a statistic.

HOW WE HELP FAMILIES?

Whether a parent, child, or grandparent…it is Imperative to cover all members of the family. A loss of ANY family member is not only tragic it can be financially devastating to the remainder of the family. When a bread winner in the family doesn’t come home due to a heart attack or car accident, over 85% of families won’t be able to stay in their home. Mortgage protection, living benefits, and a Tax-free retirement plan are essential to your family’s future. Cost of living doubles every 30 years, what cost us $5,000 a month today will cost $10,000 a month in 30 years. ARE YOU PREPARED?

WHAT IF ONE OF THESE THING HAPPEN TO YOU

These are the reasons we need coverage that we all think about at some point in time, but never all at once. It is your job, as the head of the household, to protect everyone from what will happen to your family when an accident or medical issue arise. It will cripple them financially. Don’t become a statistic.

1. Mortgage Payoff (or make payments) in case of major illness, accident, or death. All incidents
covered.

2. Equity Protection so the home is saved for the surviving family. Very essential so family doesn’t lose home and have to move. Kids change schools and friends, more debt compiles, etc.

3. Living Benefits including Nursing home and Hospice care or Long Term Coverage. This is included in every policy for those that qualify with no extra cost. (age consideration for those over 70).

4. Critical Care coverage. Heart Attack, Stroke, Cancer, and dozens of other ailments covered. Our medical coverage is 80/20 and the average major hospital stay is over $80,000 in bills or $15- $20,000 that you will have to pay. These monies can be paid from your Life/Mortgage protection policy and NOT your retirement or savings.

5. Replacement Income. If you lose a spouse and their income, what would happen to the home and the kids? 3 years replacement income is always recommended so home is saved and family doesn’t lose their existing lifestyle. Gives the surviving spouse time to decide what to do with home and bills.

6. Final Expense for yourself so savings or retirement is not used to pay medical and other bills. Protects your spouse and children from unneeded expenses.

7. Final Expense for your parents. Do you have $15,000 to cover a funeral and last minute medical bills? Most families don’t, so make sure they are covered. Do you have siblings? Share that expense.

8. Tax Free College Education with no penalties if early withdrawal. Better than the 529 state
college plans.

9. Tax Free Retirement for anyone in the family. Start now for kids, supplement your retirement.

10. The Million Dollar Baby program is for children and creates Tax Free College Savings, Tax Free Retirement, Living Benefits and is protection for future Grandchildren. If something tragic happens, it protects the family against medical bills etc.

%

of Americans have no life insurance

%

households with children under 18 have trouble meeting everyday living expenses within a few months if a primary wage earner were to die today.

%

of Americans fear they won’t be able to retire or that they will run out of money during their retirement.

$10,300

28% increase that has risen over the last 10 years. Make sure that you can release the financial stress of things so that you can focus on what really matters- your loved ones

15+ CARRIER PARTNERSHIPS AND DOZENS OF PRODUCTS

Rich Gale

Speak With Rich

We are helping families remove financial threats that could disrupt their happiness, hope, and healing.

+1 (615) 583-9440

We Empower Professionals

We're looking for energetic, self-starters, entrepreneurs, managers, and closers that know that big money isn't handed to you, we work for it, but the rewards are outstanding!

+1 (615) 583-9440

FREE eBook on how to Convert Your Debt to Wealth!

LET ME HELP PROTECT YOUR FUTURE!

Fill out the form below for FREE information on Protecting your family from financial hardship and preparing for retirement are wise steps to take.

Send me a message and let’s address your questions, concerns, and big plans for the future.

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